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Category — Personal Finances

Preparing for Hardship

There is an effective biblical strategy to help us prepare for suffering and enduring hardship of any kind. That strategy is not based on a bank account or financial investments. For, “whoever trusts in his riches will fall.” (Proverbs 11:28) Instead, this strategy helps us guard against materialism, greed, anxiety and lack of contentment, replacing them with unlimited joy. Dear brothers and sisters, whenever trouble comes your way, let it be an opportunity for joy. – James 1:2, NLT [Read more →]

April 26, 2009   Comments Off on Preparing for Hardship

Financial Challenges

“Anyone who wants to live all out for Christ is in for a lot of trouble; there’s no getting around it.”  – 2 Timothy 3:12, MSG

I am convinced that the more we align our lives with God’s values and principles, the more of his joy we will experience in every area of our lives! But even if we follow God’s principles on finances faithfully, we can know with certainty that we will still experience trials and hardships. And some of those trials will be financial in nature. [Read more →]

April 23, 2009   Comments Off on Financial Challenges

A Personal Stimulus Plan in a Troubled Economy

One of the best strategies we can follow in this troubled economy is to refuse to play the victim. The sooner each of us takes personal responsibility for our finances, the sooner we will collectively recover. But as long as you or I play the victim, we will not win. Victims see themselves as victims—the product of their circumstances and others’ cruelty. For victims, the blame always rests on someone or something else. Victims see themselves under the crushing weight of uncontrollable forces. And for that reason victims cannot win.

Don’t get me wrong. I’m not saying we never suffer under the hand of others and unfortunate circumstances. What I am saying is that we must refuse to live under the illusion that we are stuck in our “victim” state due to problems and forces beyond our control. Our daily choices matter—a lot! If you’re prone to playing the victim, stop blaming others and circumstances for the condition you find yourself in. Otherwise, you will live out a self-fulfilling prophecy, because victims never win. [Read more →]

March 16, 2009   Comments Off on A Personal Stimulus Plan in a Troubled Economy

What is God Doing in Your Life?

Sadly, many of us go through life aware of only occasional events in which we know that God was working in our lives.

Recently our son and his wife have been going through financially tough times. On one occasion they had a bill due for $37.00, but could only scrape $36.00 together. They prayed asking God to meet their need. Later that day when they checked the mail it appeared to be all junk mail. But just as they were ready to toss it, they opened a form letter. Inside was a survey accompanied by a crisp dollar bill. They were amazed how God had met their need in such an unusual way and thanked him for it!

But notice that if they hadn’t been looking for God to supply their needs, that dollar bill would have been a non-event and no one would’ve given God the credit for providing it. What are you trusting God for today? What are you asking him to do in your life? Where is he already at work, but you’ve failed to recognize it? What is God doing in your life?

“Come and see what God has done, how awesome his works on our behalf!” Psalm 66:5

© 2009 Rob Fischer

February 16, 2009   Comments Off on What is God Doing in Your Life?

Giving Honors God!

“Honor the LORD with your wealth and with the best part of everything your land produces.” (Proverbs 3:9 NLT) To honor God is to show our regard, esteem, value, respect, and prizing of him. When we give to the Lord, we demonstrate to him, to others, and to ourselves that he is supreme in our lives.  When we give, we attest that he is our most valued treasure. Giving shows that our hearts are set on him and not on our money or belongings. Giving honors God as supreme. Giving to him is an act of worship.

But there is both a non-giving and a giving that dishonors God. Not giving simply fails to honor God. Not giving demonstrates that our wealth and possessions and not God are truly what we treasure most. Not giving to God withholds honor from him and hoards that honor for us. By not giving, we elevate our wealth and possessions above him.  So, not giving dishonors God. [Read more →]

January 14, 2009   1 Comment

Uncommon Cents

Uncommon Cents is a personal study and small group curriculum that will introduce you to tools and concepts that will help you deal with issues and questions like:

  • “Am I on track with God in my finances?  What does he want or expect of me in this regard?”
  • “How do I determine my financial health?  And how do I improve it?”
  • “How do I get out of and stay out of debt?”
  • “How do I know how much to give to God?”
  • “Why is it we never seem to have enough money to make it until the next paycheck?”
  • “I make enough money and have money to spare, but I sense there is more God wants me to do and that it has to do with my finances.”

[Read more →]

December 3, 2008   Comments Off on Uncommon Cents

At the Core of Biblical Christianity

Relationship with God stands at the core of biblical Christianity

“This is what the LORD says: ‘Let not the wise man boast of his wisdom or the strong man boast of his strength or the rich man boast of his riches, but let him who boasts boast about this: that he understands and knows me, that I am the LORD, who exercises kindness, justice and righteousness on earth, for in these I delight.’” (Jeremiah 9:23-24)

This is an amazing truth—that the God who created the universe and everything in it—created you and me for relationship with him. Let the magnitude of that truth sink in! God went to great extremes in order to restore our relationship with him even when we were still in rebellion against him. “God decided in advance to adopt us into his own family by bringing us to himself through Jesus Christ. This is what he wanted to do, and it gave him great pleasure.” (Ephesians 1:5 NLT) [Read more →]

December 2, 2008   Comments Off on At the Core of Biblical Christianity

Excel in This!

“When we give money away, we not only neutralize its power over us, but we also bring it under the domain of the Kingdom of light.  Nongrace is turned into grace.  God is honored, and His lordship is confirmed.”  – Richard A. Swenson, MD

Marlene was married with four children – all boys. Fairly early on in her marriage she contracted a crippling disease that if not checked would become terminal. The disease kept her mostly bedridden and unable to cope with even the simplest of her household and motherly chores.

Marlene’s husband was saddled with the responsibility of going to work every day and then coming home and taking care of the household, the children, and his invalid wife. [Read more →]

November 19, 2008   1 Comment

Children of the King

What is commonly referred to as the “Prosperity Gospel” goes something like this:  “We are children of the King, therefore we should live like children of the King!”  Do we mean by that statement that we should live according to the example of our humble King, Jesus, when he walked the earth, and trust him to give us that which he sees we need?  Or, do we mean by that statement that like a spoiled child we can rant and rave and pout until we get what we want because we know our Daddy can afford it?  Or worse yet, do we see God as our cosmic genie who will give us whatever we want, if we recite the right incantations coupled with faith?

Henry Kissinger observed, “To Americans usually tragedy is wanting something very badly and not getting it. Many people have had to learn in their private lives, and nations have had to learn in their historical experience, that perhaps the worst form of tragedy is wanting something badly, getting it, and finding it empty.”

Keep your lives free from the love of money and be content with what you have, because God has said, ‘Never will I leave you; never will I forsake you.’ So we say with confidence, ‘The Lord is my helper; I will not be afraid. What can man do to me?’” (Hebrews 13:5-6) 

 

October 13, 2008   2 Comments

Preparing for Hardship

There is an effective biblical strategy to help us prepare for suffering and enduring hardship of any kind. That strategy is not based on a bank account or financial investments. For, “whoever trusts in his riches will fall.” (Proverbs 11:28) Instead, this strategy helps us guard against materialism, greed, anxiety and lack of contentment, replacing them with bottomless joy.

Dear brothers and sisters, whenever trouble comes your way, let it be an opportunity for joy. James 1:2, NLT

This strategy is to fully rely on the all-sufficiency of God. David expressed this reliance on God when he wrote, “The LORD is my shepherd; I have everything I need.” (Psalm 23:1, NLT) And the Apostle Paul reveals dependence on God and his strength as the secret to contentment regardless of the circumstances (Philippians 4:12-13). This dependent trust in God’s sufficiency is what Jesus refers to when he urges us:

So I tell you, don’t worry about everyday lifewhether you have enough food, drink, and clothes. Doesn’t life consist of more than food and clothing? Look at the birds. They don’t need to plant or harvest or put food in barns because your heavenly Father feeds them. And you are far more valuable to him than they are. Can all your worries add a single moment to your life? Of course not. (Matthew 6:25-27, NLT) [Read more →]

October 11, 2008   Comments Off on Preparing for Hardship